01Licensed Florida Public Adjuster · G272980
Your insurance company has an adjuster.
You should too.
I document, prepare, and negotiate property claims for Florida homeowners and businesses—so you can focus on getting back to normal.
Water · Roof · Storm · Fire · Denied & underpaid claims

Property claim support
When your property is damaged, every detail matters.
From the first inspection to the final negotiation, I build the documentation your claim needs and represent your interests—not the insurance company’s.
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04Denied or underpaid
A closer review when a claim was denied, delayed, or paid below the repair scope.
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06Inspect
I assess the damage, identify affected areas, and document the loss.
Review
I review your policy and claim history to understand the available coverage.
Prepare
I organize photos, reports, estimates, and the supporting claim documentation.
Negotiate
I communicate directly with the insurance company and advocate for a fair resolution.

Meet your advocate
A local expert in your corner.
I’m Jose Cruz, an independent Public Adjuster affiliated with Caliber Public Adjusters, a Florida-licensed firm. I represent property owners throughout Florida and make a complicated claims process easier to understand and manage.
You get direct communication, careful documentation, and someone who works for you—not the insurance company.
Client experiences
Trusted when the stakes are high.
“Jose recovered the full amount. Highly recommended.”
“Jose took care of everything and handled my hurricane claim without complications.”
“Professional, honest, and fast. Excellent service for commercial claims.”
Free claim evaluation
Tell me what happened.
Share a few details and I’ll follow up to schedule your free property inspection. No obligation.